University of South Florida
Private Student Loans
University of South Florida
4202 East Fowler Avenue
Tampa, FL, 33620
Private student loans for studying at University of South Florida are inquired about by eligible students or parents. The financial aid counselor at University of South Florida can tell you what types of student loans that are available. Start your application for a private student loan to study at University of South Florida here.
Main Program Features
- Borrow as little as $2,000 or or up to Cost of Attendance per year. $120,000 lifetime maximum
- Choose between making interest payments or a nominal $25 Proactive Payment payment towards the loan while in school
- Use the funds for any qualified educational expense, including past due tuition bills
- Quick approval once we receive your completed application
- Cosigner release after just 24 consecutive on-time payments
Student Benefits
- Zero Origination Fees for all qualified student borrowers
- Competitive Interest Rates
- 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period
- 30 Day No-Fee Return Policy allows you to cancel the loan if you find a better option
Eligibility & Credit Requirements
- Borrower must be enrolled in an eligible school and pursuing a degree program
- Borrower must be a member or join a federal credit union during the online application process
- Borrower must be a U.S. Citizen or permanent resident.
- Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate
Additional Information About Private Loans for Students Attending University of South Florida
A student loan is a loan lended out by a financial institution to help pay for the for the things students have to pay for in college. These costs might include tuition, books, housing, and sometimes housing. University of South Florida does not offer or make private student loans.
A student loan to study at University of South Florida can be of a variety of types. The U.S. Education Department distributes government student loans from the Direct Student Loans program. There are also private student loans that are available from private financial institutions. Federal and private student loans are often put together to help pay for the total cost of attending a university such as University of South Florida.
Remember, it is best to apply for a private student loan AFTER you have explored and exhausted all federal aid, grants and scholarship options. We also encourage you to review your rights and responsibilities.

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