University of Cincinnati

Private Student Loans

University of Cincinnati
2624 Clifton Avenue
Cincinnati, OH, 45221

Private student loans for studying at University of Cincinnati are offered to eligible students or parents. The financial aid office at University of Cincinnati can assist you with the types of student loans that are accessible. Start your application for a private student loan to study at University of Cincinnati here.

Main Program Features

• Borrow as little as $2,000 or or up to Cost of Attendance per year. $120,000 lifetime maximum
• Choose between making interest payments or a nominal $25 Proactive Payment payment towards the loan while in school
• Use the funds for any qualified educational expense, including past due tuition bills
• Quick approval once we receive your completed application
• Cosigner release after just 24 consecutive on-time payments

Student Benefits

• Zero Origination Fees for all qualified student borrowers
• Competitive Interest Rates
• 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period
• 30 Day No-Fee Return Policy allows you to cancel the loan if you find a better option

Eligibility & Credit Requirements

• Borrower must be enrolled in an eligible school and pursuing a degree program
• Borrower must be a member or join a federal credit union during the online application process
• Borrower must be a U.S. Citizen or permanent resident.
• Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate

Additional Information About Private Loans for Students Attending University of Cincinnati
A student loan is a loan lended out by a financial institution to assist in paying the for the things students have to pay for in college. These costs might include tuition, books, housing, and sometimes living expenses. University of Cincinnati does not offer or make private student loans.

A student loan to study at University of Cincinnati can come in many different types. The U.S. Education Department awards government student loans through the Direct Student Loans initiative. There are also private student loans that are available from private financial institutions. Federal and private student loans are often used together to help pay for the financial obligation of attending a university like University of Cincinnati.

Remember, it is best to apply for a private student loan AFTER you have explored and exhausted all federal aid, grants and scholarship options. We also encourage you to review your rights and responsibilities.