Our cuScholar Private Student Loan is a low cost student loan to meet your education needs. Defer full principal and interest payments until six months after separation from school. Choose between making interest-only payments or a nominal $25 Proactive Payment towards the loan while in school.
- No Origination Fee
For all student borrowers.
- Competitive Interest Rates
And with good grades, potential for even lower rates!
- 1% Interest Rate Reduction
Once you have repaid 10% of the loan principal during the full repayment period.1
- .25% Interest Rate Reduction
After signing up for automatic ACH payments.1 2
- Cosigner Release
Available for creditworthy borrowers after 24 consecutive on-time full principal and interest payments 3
Remember, it is best to apply for a private student loan AFTER you have explored and exhausted all federal aid, grants and scholarship options.
We also encourage you to review your rights and responsibilities.
1 Subject to 2.99% floor rate.
2 Requires continued enrollment of automatic payments. If the automatic payment is cancelled at any time after enrollment, the rate reduction will discontinue until automatic payment is reinstated. May be suspended during periods of forbearance and deferment.
3 Subject to lender approval. Borrower must meet lender’s credit and income requirements.
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