cuScholar Private Student Loans

* rates starting at 3.14% APR

Sunset Science Park Federal Credit Union cuScholar Private Student Loan

Federal loans not enough to cover the cost of your college education?
The cuScholar Private Student Loan available through Sunset Science Park Federal Credit Union can be the answer to your funding needs.

Main Program Features

  • Borrow as little as $2,000 or up to Cost of Attendance per year for a maximum of $120,000 in undergraduate loans or $160,000 in graduate loans
  • Choose between making interest payments or a nominal $25 Proactive Payment towards the loan while in school.
  • Use the funds for any qualified educational expense, including past due tuition bills.
  • Quick approval once we receive your completed application.

Student Benefits

  • No Origination Fee for all student borrowers.
  • Competitive Interest Rates and with good grades, even lower rates.
  • 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period.
  • 30-Day No-Fee Return Policy allows you to cancel the loan within 30 days of disbursement without fees or interest.
  • Cosigner Release Available for creditworthy borrowers after 24 consecutive on-time principal + interest payments.

Eligibility & Credit Requirements

  • Borrower must be enrolled in an eligible school and pursuing a degree program.
  • Borrower must be a member or join Sunset Science Park Federal Credit Union during the online application process.
  • Borrower and cosigner must be a US Citizen or permanent resident.
  • Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate.

*Assuming a $10,000 loan amount, a 3.14% APR and full payments option, you would make 54 monthly payments of $25.00 when enrolled in school followed by 120 monthly payments of $101.30 to repay this loan. If the APR is 8.78% and the loan amount remains $10,000 you would make 54 payments of $25.00 while you are enrolled in school followed by 120 monthly payments of $167.50 to repay this loan. The APR may be increased after consummation.

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cuGrad Private Student Loan Consolidation

Sunset Science Park Federal Credit Union cuGrad Private Student Loan Consolidation

Simplify your finances with a private student loan consolidation from Sunset Science Park Federal Credit Union.

Main Program Features

  • Refinance and consolidate as little as $7,500 or as much as $125,000 in undergraduate private student loan debt or $175,000 in graduate debt.
  • Choose between paying interest only for first 4 years of repayment or standard level repayment the whole term
  • Quick approval once we receive your completed application

Borrower Benefits

  • Simplify Your Finances with one easy monthly payment.
  • Interest-Only Repayment Option available for first 4 years followed by 11 years of principal + interest repayment
  • Cosigner Release Available for creditworthy borrowers after 12 consecutive on-time principal + interest payments
  • Lower Payment and Competitive Rate possible with extended repayment term

Eligibility & Credit Requirements

  • Graduated from a cuGrad eligible school
  • Reliable, steady income of at least $2,000 gross per month
  • Borrower and cosigner must be a US Citizen or permanent resident

The cuGrad Private Student Loan Consolidation is available to borrowers who are carrying private student loan debt.

Federal student loans cannot be consolidated with the cuGrad Private Student Loan Consolidation. If you are seeking a federal student loan consolidation, you can learn more details about the process here: http://www.loanconsolidation.ed.gov/

Weekly
College
Planning
Night
Where the prepared go
to learn about Financial Aid
Register for our one-hour
weekly webinar