- No Origination Fee for all student borrowers.
- Competitive Interest Rates and with good grades, even lower rates.
- 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period.
- 30-Day No-Fee Return Policy allows you to cancel the loan within 30 days of disbursement without fees or interest.
- Cosigner Release Available for creditworthy borrowers after 24 consecutive on-time principal + interest payments.
- Borrower must be enrolled in an eligible school and pursuing a degree program.
- Borrower must be a member or join River Region Credit Union during the online application process.
- Borrower and cosigner must be a US Citizen or permanent resident.
- Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate.