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You can potentially save thousands of dollars with an
cuGrad Private Student Loan Consolidation1  from a
not-for-profit credit union.

Consolidate and refinance today!

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Rates as low as 4.90% APR*

Could you use some extra cash each month to help pay other expenses besides just student loans? An cuGrad Private Student Loan Consolidation may potentially help you save time and money with one easy low monthly payment on your private student loans.

It's seriously simple.


Applying online is an easy process with a quick approval.
It only takes about 15 minutes to apply and get a decision.


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What is an cuGrad Private Student Loan Consolidation?

The cuGrad Private Student Loan Consolidation is issued from a not-for-profit credit union participating in the cuStudentLoans program and can be used refinance and consolidate existing private student loan debt into one payment at a lower monthly rate. Depending on the details of the borrowers current private student loan debt, a private student loan consolidation can potentially lead to thousands of dollars in savings on annual payments and interest expense.

What is a Credit Union?

A credit union is a not-for-profit cooperative financial institution that provides financial services for its members. Credit unions are owned by their members and their main purpose is to serve the financial needs of its membership. Because of this mission, credit unions are on the forefront of promoting thrift and providing high value financial products and customer service to its membership.

Learn about what makes the cuStudentLoans program different than other private student lenders!


*Assuming a $10,000 loan amount, a 4.90% APR, and the level repayment option, you would make 180 monthly payments of $78.57 to repay this loan. If the APR is 7.41% and the loan amount remains $10,000, you would make 180 monthly payments of $92.21. The APR may be increased after consummation.