Louisiana State University & Agricultural & Mechanical College

Private Student Loans

Louisiana State University & Agricultural & Mechanical College
156 Thomas Boyd Hall
Baton Rouge, LA, 70803

Private student loans for studying at Louisiana State University & Agricultural & Mechanical College are offered to eligible students or parents. The financial aid officer at Louisiana State University & Agricultural & Mechanical College can tell you what types of student loans that are accessible. Start your application for a private student loan to study at Louisiana State University & Agricultural & Mechanical College here.

Main Program Features

• Borrow as little as $2,000 or or up to Cost of Attendance per year. $120,000 lifetime maximum
• Choose between making interest payments or a nominal $25 Proactive Payment payment towards the loan while in school
• Use the funds for any qualified educational expense, including past due tuition bills
• Quick approval once we receive your completed application
• Cosigner release after just 24 consecutive on-time payments

Student Benefits

• Zero Origination Fees for all qualified student borrowers
• Competitive Interest Rates
• 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period
• 30 Day No-Fee Return Policy allows you to cancel the loan if you find a better option

Eligibility & Credit Requirements

• Borrower must be enrolled in an eligible school and pursuing a degree program
• Borrower must be a member or join a federal credit union during the online application process
• Borrower must be a U.S. Citizen or permanent resident.
• Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate

Additional Information About Private Loans for Students Attending Louisiana State University & Agricultural & Mechanical College
A student loan is a loan distributed by a financial institution to help pay for the costs associated with college. These costs might include tuition, books, housing, and sometimes living expenses. Louisiana State University & Agricultural & Mechanical College does not offer or make private student loans.

A student loan to study at Louisiana State University & Agricultural & Mechanical College can be of a variety of types. The U.S. Education Department awards government student loans through the Direct Student Loans initiative. There are also private student loans that are lended through private financial institutions. Federal and private student loans are often added together to help pay for the fees associated with attending a university like Louisiana State University & Agricultural & Mechanical College.

Remember, it is best to apply for a private student loan AFTER you have explored and exhausted all federal aid, grants and scholarship options. We also encourage you to review your rights and responsibilities.