Student Benefits

  • No Origination Fee for all student borrowers.
  • Competitive Interest Rates and with good grades, even lower rates.
  • 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period.
  • 30-Day No-Fee Return Policy allows you to cancel the loan within 30 days of disbursement without fees or interest.
  • Cosigner Release Available for creditworthy borrowers after 24 consecutive on-time principal + interest payments.

Eligibility Requirements

  • Borrower must be enrolled in an eligible school and pursuing a degree program.
  • Borrower must join a participating credit union during the online application process.
  • Borrower and cosigner must be a US Citizen or permanent resident.
  • Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate.

Note: Financial Center Federal Credit Union has partnered with cuStudentLoans and Andrews Federal Credit Union to offer the cuScholar Private Student Loan. As part of the application process, you will also become a member of Andrews Federal Credit Union.

Student Benefits

  • No Origination Fee for all student borrowers.
  • Simplify Your Finances with one easy monthly payments.
  • Interest-Only Repayment Option available for the first 4 years followed by 11 years of principal + interest repayment.
  • Lower Payments and Competitive Rates made possible with extended repayment terms.
  • Cosigner Release Available for creditworthy borrowers after 12 consecutive on-time principal + interest payments.

Eligibility Requirements

  • Borrower must have graduated from an eligible school.
  • Borrower must have a reliable, steady income of at least $2,000 per month.
  • Borrower and cosigner must be a US Citizen or permanent resident.
  • Borrower must join a participating credit union during the online application process.

Note: Financial Center Federal Credit Union has partnered with cuStudentLoans and Andrews Federal Credit Union to offer the cuScholar Private Student Loan. As part of the application process, you will also become a member of Andrews Federal Credit Union.